HOMESTREET BANK
SEATTLE, WASHINGTON · FDIC Cert #32489
Capital & Safety Analysis
According to FDIC financial data, HOMESTREET BANK holds a Tier 1 capital ratio of 12.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOMESTREET BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOMESTREET BANK shows strong financial health indicators. With $9.3B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOMESTREET BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 12.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOMESTREET BANK holds $9.3B in total assets and $6.6B in total deposits. It is located in SEATTLE, WASHINGTON (FDIC Certificate #32489).
HOMESTREET BANK has a Tier 1 capital ratio of 12.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is -0.15%.
Yes. HOMESTREET BANK is FDIC-insured (Certificate #32489). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.