HOME FEDERAL SAVINGS BANK
ROCHESTER, MINNESOTA · FDIC Cert #29042
Capital & Safety Analysis
According to FDIC financial data, HOME FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 11.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME FEDERAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME FEDERAL SAVINGS BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME FEDERAL SAVINGS BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME FEDERAL SAVINGS BANK holds $1.1B in total assets and $1.0B in total deposits. It is located in ROCHESTER, MINNESOTA (FDIC Certificate #29042).
HOME FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 11.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 0.65%.
Yes. HOME FEDERAL SAVINGS BANK is FDIC-insured (Certificate #29042). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.