HOME FEDERAL BANK OF TN
KNOXVILLE, TENNESSEE · FDIC Cert #29683
Capital & Safety Analysis
According to FDIC financial data, HOME FEDERAL BANK OF TN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HOME FEDERAL BANK OF TN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HOME FEDERAL BANK OF TN shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME FEDERAL BANK OF TN has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME FEDERAL BANK OF TN holds $3.5B in total assets and $2.1B in total deposits. It is located in KNOXVILLE, TENNESSEE (FDIC Certificate #29683).
HOME FEDERAL BANK OF TN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.05%.
Yes. HOME FEDERAL BANK OF TN is FDIC-insured (Certificate #29683). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.