HOLLADAY BANK&TRUST
SALT LAKE CITY, UTAH · FDIC Cert #21448
Capital & Safety Analysis
According to FDIC financial data, HOLLADAY BANK&TRUST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HOLLADAY BANK&TRUST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HOLLADAY BANK&TRUST shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOLLADAY BANK&TRUST has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOLLADAY BANK&TRUST holds $62M in total assets and $50M in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #21448).
HOLLADAY BANK&TRUST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.69%.
Yes. HOLLADAY BANK&TRUST is FDIC-insured (Certificate #21448). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.