HINGHAM INST FOR SVG
HINGHAM, MASSACHUSETTS · FDIC Cert #90211
Capital & Safety Analysis
According to FDIC financial data, HINGHAM INST FOR SVG holds a Tier 1 capital ratio of 12.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HINGHAM INST FOR SVG has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HINGHAM INST FOR SVG shows strong financial health indicators. With $4.5B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HINGHAM INST FOR SVG has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 12.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HINGHAM INST FOR SVG holds $4.5B in total assets and $2.4B in total deposits. It is located in HINGHAM, MASSACHUSETTS (FDIC Certificate #90211).
HINGHAM INST FOR SVG has a Tier 1 capital ratio of 12.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.60%.
Yes. HINGHAM INST FOR SVG is FDIC-insured (Certificate #90211). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.