HELM BANK USA
MIAMI, FLORIDA · FDIC Cert #32718
Capital & Safety Analysis
According to FDIC financial data, HELM BANK USA holds a Tier 1 capital ratio of 29.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HELM BANK USA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HELM BANK USA shows strong financial health indicators. With $1.0B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HELM BANK USA has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 29.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HELM BANK USA holds $1.0B in total assets and $930M in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #32718).
HELM BANK USA has a Tier 1 capital ratio of 29.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 1.20%.
Yes. HELM BANK USA is FDIC-insured (Certificate #32718). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.