HANCOCK WHITNEY BANK
GULFPORT, MISSISSIPPI · FDIC Cert #12441
Capital & Safety Analysis
According to FDIC financial data, HANCOCK WHITNEY BANK holds a Tier 1 capital ratio of 12.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HANCOCK WHITNEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HANCOCK WHITNEY BANK shows strong financial health indicators. With $35.4B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HANCOCK WHITNEY BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HANCOCK WHITNEY BANK holds $35.4B in total assets and $29.5B in total deposits. It is located in GULFPORT, MISSISSIPPI (FDIC Certificate #12441).
HANCOCK WHITNEY BANK has a Tier 1 capital ratio of 12.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 1.61%.
Yes. HANCOCK WHITNEY BANK is FDIC-insured (Certificate #12441). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.