GULF COAST BUSINESS BANK
FORT MYERS, FLORIDA · FDIC Cert #59281
Capital & Safety Analysis
According to FDIC financial data, GULF COAST BUSINESS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GULF COAST BUSINESS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GULF COAST BUSINESS BANK shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GULF COAST BUSINESS BANK has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GULF COAST BUSINESS BANK holds $92M in total assets and $74M in total deposits. It is located in FORT MYERS, FLORIDA (FDIC Certificate #59281).
GULF COAST BUSINESS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -3.14%.
Yes. GULF COAST BUSINESS BANK is FDIC-insured (Certificate #59281). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.