GREENFIELD SAVINGS BANK
GREENFIELD, MASSACHUSETTS · FDIC Cert #90206
Capital & Safety Analysis
According to FDIC financial data, GREENFIELD SAVINGS BANK holds a Tier 1 capital ratio of 19.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREENFIELD SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GREENFIELD SAVINGS BANK shows strong financial health indicators. With $1.2B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GREENFIELD SAVINGS BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 19.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GREENFIELD SAVINGS BANK holds $1.2B in total assets and $1.0B in total deposits. It is located in GREENFIELD, MASSACHUSETTS (FDIC Certificate #90206).
GREENFIELD SAVINGS BANK has a Tier 1 capital ratio of 19.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.28%.
Yes. GREENFIELD SAVINGS BANK is FDIC-insured (Certificate #90206). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.