GRAND TIMBER BANK
MCGREGOR, MINNESOTA · FDIC Cert #18719
Capital & Safety Analysis
According to FDIC financial data, GRAND TIMBER BANK holds a Tier 1 capital ratio of 14.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GRAND TIMBER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GRAND TIMBER BANK shows strong financial health indicators. With $60M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GRAND TIMBER BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 14.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GRAND TIMBER BANK holds $60M in total assets and $47M in total deposits. It is located in MCGREGOR, MINNESOTA (FDIC Certificate #18719).
GRAND TIMBER BANK has a Tier 1 capital ratio of 14.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.36%, and the return on assets is 2.45%.
Yes. GRAND TIMBER BANK is FDIC-insured (Certificate #18719). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.