GERMAN AMERICAN BANK
JASPER, INDIANA · FDIC Cert #17393
Capital & Safety Analysis
According to FDIC financial data, GERMAN AMERICAN BANK holds a Tier 1 capital ratio of 13.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GERMAN AMERICAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GERMAN AMERICAN BANK shows strong financial health indicators. With $6.2B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GERMAN AMERICAN BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GERMAN AMERICAN BANK holds $6.2B in total assets and $5.4B in total deposits. It is located in JASPER, INDIANA (FDIC Certificate #17393).
GERMAN AMERICAN BANK has a Tier 1 capital ratio of 13.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 1.73%.
Yes. GERMAN AMERICAN BANK is FDIC-insured (Certificate #17393). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.