GEORGIA BANKING CO
ATLANTA, GEORGIA · FDIC Cert #57071
Capital & Safety Analysis
According to FDIC financial data, GEORGIA BANKING CO holds a Tier 1 capital ratio of 10.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GEORGIA BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GEORGIA BANKING CO shows average financial health. While not alarming, its Health Score of 54/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GEORGIA BANKING CO has a Bank Health Score of C (54/100). It holds a Tier 1 capital ratio of 10.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GEORGIA BANKING CO holds $1.8B in total assets and $1.5B in total deposits. It is located in ATLANTA, GEORGIA (FDIC Certificate #57071).
GEORGIA BANKING CO has a Tier 1 capital ratio of 10.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.14%, and the return on assets is 0.40%.
Yes. GEORGIA BANKING CO is FDIC-insured (Certificate #57071). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.