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BankHealth

GATEWAY FIRST BANK

JENKS, OKLAHOMA · FDIC Cert #15118

C
Health Score
64/100
$2.0B
Total Assets
$1.2B
Total Deposits
13.30%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GATEWAY FIRST BANK holds a Tier 1 capital ratio of 13.30%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GATEWAY FIRST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.87%
Nonperforming Loans
Moderate — some loan stress
16.73%
Liquidity Ratio
Adequate liquidity
1.65%
Return on Assets
Profitable — earning well on assets
$1.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GATEWAY FIRST BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GATEWAY FIRST BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 13.30%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GATEWAY FIRST BANK holds $2.0B in total assets and $1.2B in total deposits. It is located in JENKS, OKLAHOMA (FDIC Certificate #15118).

GATEWAY FIRST BANK has a Tier 1 capital ratio of 13.30%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.87%, and the return on assets is 1.65%.

Yes. GATEWAY FIRST BANK is FDIC-insured (Certificate #15118). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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