FROST STATE BANK
FROST, MINNESOTA · FDIC Cert #26519
Capital & Safety Analysis
According to FDIC financial data, FROST STATE BANK holds a Tier 1 capital ratio of 18.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FROST STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FROST STATE BANK shows strong financial health indicators. With $50M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FROST STATE BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 18.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FROST STATE BANK holds $50M in total assets and $41M in total deposits. It is located in FROST, MINNESOTA (FDIC Certificate #26519).
FROST STATE BANK has a Tier 1 capital ratio of 18.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 3.36%.
Yes. FROST STATE BANK is FDIC-insured (Certificate #26519). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.