FREMONT BANK
FREMONT, CALIFORNIA · FDIC Cert #19222
Capital & Safety Analysis
According to FDIC financial data, FREMONT BANK holds a Tier 1 capital ratio of 10.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FREMONT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FREMONT BANK shows strong financial health indicators. With $5.9B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FREMONT BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 10.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FREMONT BANK holds $5.9B in total assets and $5.1B in total deposits. It is located in FREMONT, CALIFORNIA (FDIC Certificate #19222).
FREMONT BANK has a Tier 1 capital ratio of 10.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 0.86%.
Yes. FREMONT BANK is FDIC-insured (Certificate #19222). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.