FORCHT BANK NATIONAL ASSN
LEXINGTON, KENTUCKY · FDIC Cert #57415
Capital & Safety Analysis
According to FDIC financial data, FORCHT BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FORCHT BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FORCHT BANK NATIONAL ASSN shows strong financial health indicators. With $1.6B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FORCHT BANK NATIONAL ASSN has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FORCHT BANK NATIONAL ASSN holds $1.6B in total assets and $1.3B in total deposits. It is located in LEXINGTON, KENTUCKY (FDIC Certificate #57415).
FORCHT BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.43%.
Yes. FORCHT BANK NATIONAL ASSN is FDIC-insured (Certificate #57415). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.