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BankHealth

FORBRIGHT BANK

POTOMAC, MARYLAND · FDIC Cert #57614

D
Health Score
40/100
$7.0B
Total Assets
$5.6B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FORBRIGHT BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FORBRIGHT BANK to additional regulatory scrutiny.

Key Financial Metrics

3.61%
Nonperforming Loans
High — significant loan problems
41.69%
Liquidity Ratio
Strong — can meet withdrawal demands
1.16%
Return on Assets
Profitable — earning well on assets
$5.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FORBRIGHT BANK shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FORBRIGHT BANK has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FORBRIGHT BANK holds $7.0B in total assets and $5.6B in total deposits. It is located in POTOMAC, MARYLAND (FDIC Certificate #57614).

FORBRIGHT BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 3.61%, and the return on assets is 1.16%.

Yes. FORBRIGHT BANK is FDIC-insured (Certificate #57614). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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