FIVE STAR BANK
ROSEVILLE, CALIFORNIA · FDIC Cert #35361
Capital & Safety Analysis
According to FDIC financial data, FIVE STAR BANK holds a Tier 1 capital ratio of 13.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIVE STAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIVE STAR BANK shows strong financial health indicators. With $3.6B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIVE STAR BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIVE STAR BANK holds $3.6B in total assets and $3.2B in total deposits. It is located in ROSEVILLE, CALIFORNIA (FDIC Certificate #35361).
FIVE STAR BANK has a Tier 1 capital ratio of 13.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.89%.
Yes. FIVE STAR BANK is FDIC-insured (Certificate #35361). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.