FIRST US BANK
BIRMINGHAM, ALABAMA · FDIC Cert #17077
Capital & Safety Analysis
According to FDIC financial data, FIRST US BANK holds a Tier 1 capital ratio of 11.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST US BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST US BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST US BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 11.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST US BANK holds $1.1B in total assets and $957M in total deposits. It is located in BIRMINGHAM, ALABAMA (FDIC Certificate #17077).
FIRST US BANK has a Tier 1 capital ratio of 11.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.20%.
Yes. FIRST US BANK is FDIC-insured (Certificate #17077). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.