FIRST TRUST&SAVINGS BANK
CORALVILLE, IOWA · FDIC Cert #10123
Capital & Safety Analysis
According to FDIC financial data, FIRST TRUST&SAVINGS BANK holds a Tier 1 capital ratio of 17.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST TRUST&SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST TRUST&SAVINGS BANK shows strong financial health indicators. With $58M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST TRUST&SAVINGS BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 17.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST TRUST&SAVINGS BANK holds $58M in total assets and $52M in total deposits. It is located in CORALVILLE, IOWA (FDIC Certificate #10123).
FIRST TRUST&SAVINGS BANK has a Tier 1 capital ratio of 17.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.70%, and the return on assets is -1.09%.
Yes. FIRST TRUST&SAVINGS BANK is FDIC-insured (Certificate #10123). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.