FIRST STB OF POND CREEK OK
POND CREEK, OKLAHOMA · FDIC Cert #11527
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF POND CREEK OK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST STB OF POND CREEK OK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF POND CREEK OK shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF POND CREEK OK has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF POND CREEK OK holds $55M in total assets and $47M in total deposits. It is located in POND CREEK, OKLAHOMA (FDIC Certificate #11527).
FIRST STB OF POND CREEK OK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.68%.
Yes. FIRST STB OF POND CREEK OK is FDIC-insured (Certificate #11527). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.