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BankHealth

FIRST SECURITY BK OF ROUNDUP

ROUNDUP, MONTANA · FDIC Cert #20479

B
Health Score
69/100
$81M
Total Assets
$72M
Total Deposits
25.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST SECURITY BK OF ROUNDUP holds a Tier 1 capital ratio of 25.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SECURITY BK OF ROUNDUP has a strong buffer to absorb potential losses.

Key Financial Metrics

6.41%
Nonperforming Loans
High — significant loan problems
60.45%
Liquidity Ratio
Strong — can meet withdrawal demands
1.68%
Return on Assets
Profitable — earning well on assets
$72M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST SECURITY BK OF ROUNDUP shows strong financial health indicators. With $81M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST SECURITY BK OF ROUNDUP has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 25.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST SECURITY BK OF ROUNDUP holds $81M in total assets and $72M in total deposits. It is located in ROUNDUP, MONTANA (FDIC Certificate #20479).

FIRST SECURITY BK OF ROUNDUP has a Tier 1 capital ratio of 25.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.41%, and the return on assets is 1.68%.

Yes. FIRST SECURITY BK OF ROUNDUP is FDIC-insured (Certificate #20479). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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