FIRST SECURITY BK DEER LODGE
DEER LODGE, MONTANA · FDIC Cert #20657
Capital & Safety Analysis
According to FDIC financial data, FIRST SECURITY BK DEER LODGE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST SECURITY BK DEER LODGE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST SECURITY BK DEER LODGE shows some financial weakness with a Health Score of 45/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SECURITY BK DEER LODGE has a Bank Health Score of D (45/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SECURITY BK DEER LODGE holds $91M in total assets and $74M in total deposits. It is located in DEER LODGE, MONTANA (FDIC Certificate #20657).
FIRST SECURITY BK DEER LODGE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 2.45%.
Yes. FIRST SECURITY BK DEER LODGE is FDIC-insured (Certificate #20657). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.