FIRST SAVINGS BANK
JEFFERSONVILLE, INDIANA · FDIC Cert #29961
Capital & Safety Analysis
According to FDIC financial data, FIRST SAVINGS BANK holds a Tier 1 capital ratio of 11.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SAVINGS BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SAVINGS BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 11.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SAVINGS BANK holds $2.4B in total assets and $1.7B in total deposits. It is located in JEFFERSONVILLE, INDIANA (FDIC Certificate #29961).
FIRST SAVINGS BANK has a Tier 1 capital ratio of 11.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.86%, and the return on assets is 1.08%.
Yes. FIRST SAVINGS BANK is FDIC-insured (Certificate #29961). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.