FIRST NB&T CO CHICKASHA OK
CHICKASHA, OKLAHOMA · FDIC Cert #4062
Capital & Safety Analysis
According to FDIC financial data, FIRST NB&T CO CHICKASHA OK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB&T CO CHICKASHA OK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB&T CO CHICKASHA OK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB&T CO CHICKASHA OK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB&T CO CHICKASHA OK holds $1.0B in total assets and $880M in total deposits. It is located in CHICKASHA, OKLAHOMA (FDIC Certificate #4062).
FIRST NB&T CO CHICKASHA OK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.28%, and the return on assets is 1.77%.
Yes. FIRST NB&T CO CHICKASHA OK is FDIC-insured (Certificate #4062). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.