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BankHealth

FIRST NB OF PULASKI

PULASKI, TENNESSEE · FDIC Cert #15572

C
Health Score
61/100
$1.4B
Total Assets
$1.3B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST NB OF PULASKI holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF PULASKI to additional regulatory scrutiny.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
28.75%
Liquidity Ratio
Strong — can meet withdrawal demands
1.44%
Return on Assets
Profitable — earning well on assets
$1.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF PULASKI shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF PULASKI has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF PULASKI holds $1.4B in total assets and $1.3B in total deposits. It is located in PULASKI, TENNESSEE (FDIC Certificate #15572).

FIRST NB OF PULASKI has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.44%.

Yes. FIRST NB OF PULASKI is FDIC-insured (Certificate #15572). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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