FIRST NB OF HOOKER
HOOKER, OKLAHOMA · FDIC Cert #4123
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF HOOKER holds a Tier 1 capital ratio of 21.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF HOOKER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF HOOKER shows strong financial health indicators. With $89M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF HOOKER has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 21.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF HOOKER holds $89M in total assets and $74M in total deposits. It is located in HOOKER, OKLAHOMA (FDIC Certificate #4123).
FIRST NB OF HOOKER has a Tier 1 capital ratio of 21.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.15%, and the return on assets is 1.31%.
Yes. FIRST NB OF HOOKER is FDIC-insured (Certificate #4123). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.