FIRST NB IN SIOUX FALLS
SIOUX FALLS, SOUTH DAKOTA · FDIC Cert #4016
Capital & Safety Analysis
According to FDIC financial data, FIRST NB IN SIOUX FALLS holds a Tier 1 capital ratio of 13.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB IN SIOUX FALLS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB IN SIOUX FALLS shows strong financial health indicators. With $1.9B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB IN SIOUX FALLS has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB IN SIOUX FALLS holds $1.9B in total assets and $1.5B in total deposits. It is located in SIOUX FALLS, SOUTH DAKOTA (FDIC Certificate #4016).
FIRST NB IN SIOUX FALLS has a Tier 1 capital ratio of 13.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.87%.
Yes. FIRST NB IN SIOUX FALLS is FDIC-insured (Certificate #4016). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.