FIRST NB AMES IOWA
AMES, IOWA · FDIC Cert #1545
Capital & Safety Analysis
According to FDIC financial data, FIRST NB AMES IOWA holds a Tier 1 capital ratio of 12.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB AMES IOWA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB AMES IOWA shows strong financial health indicators. With $1.1B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB AMES IOWA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB AMES IOWA holds $1.1B in total assets and $935M in total deposits. It is located in AMES, IOWA (FDIC Certificate #1545).
FIRST NB AMES IOWA has a Tier 1 capital ratio of 12.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.43%, and the return on assets is 0.36%.
Yes. FIRST NB AMES IOWA is FDIC-insured (Certificate #1545). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.