FIRST NATIONAL BANK
FORT PIERRE, SOUTH DAKOTA · FDIC Cert #14712
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK holds a Tier 1 capital ratio of 24.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 24.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK holds $1.7B in total assets and $1.2B in total deposits. It is located in FORT PIERRE, SOUTH DAKOTA (FDIC Certificate #14712).
FIRST NATIONAL BANK has a Tier 1 capital ratio of 24.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.52%, and the return on assets is 2.12%.
Yes. FIRST NATIONAL BANK is FDIC-insured (Certificate #14712). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.