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BankHealth

FIRST INTERSTATE BANK

BILLINGS, MONTANA · FDIC Cert #1105

A
Health Score
81/100
$30.2B
Total Assets
$23.1B
Total Deposits
11.45%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST INTERSTATE BANK holds a Tier 1 capital ratio of 11.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST INTERSTATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.03%
Nonperforming Loans
Moderate — some loan stress
30.98%
Liquidity Ratio
Strong — can meet withdrawal demands
1.14%
Return on Assets
Profitable — earning well on assets
$23.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST INTERSTATE BANK shows strong financial health indicators. With $30.2B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST INTERSTATE BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 11.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST INTERSTATE BANK holds $30.2B in total assets and $23.1B in total deposits. It is located in BILLINGS, MONTANA (FDIC Certificate #1105).

FIRST INTERSTATE BANK has a Tier 1 capital ratio of 11.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.03%, and the return on assets is 1.14%.

Yes. FIRST INTERSTATE BANK is FDIC-insured (Certificate #1105). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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