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BankHealth

FIRST INTERNET BANK OF IN

FISHERS, INDIANA · FDIC Cert #34607

B
Health Score
75/100
$5.3B
Total Assets
$4.3B
Total Deposits
11.47%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST INTERNET BANK OF IN holds a Tier 1 capital ratio of 11.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST INTERNET BANK OF IN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.33%
Nonperforming Loans
Low — healthy loan portfolio
21.76%
Liquidity Ratio
Strong — can meet withdrawal demands
0.60%
Return on Assets
Low profitability
$4.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST INTERNET BANK OF IN shows strong financial health indicators. With $5.3B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST INTERNET BANK OF IN has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST INTERNET BANK OF IN holds $5.3B in total assets and $4.3B in total deposits. It is located in FISHERS, INDIANA (FDIC Certificate #34607).

FIRST INTERNET BANK OF IN has a Tier 1 capital ratio of 11.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.60%.

Yes. FIRST INTERNET BANK OF IN is FDIC-insured (Certificate #34607). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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