FIRST HORIZON BANK
MEMPHIS, TENNESSEE · FDIC Cert #4977
Capital & Safety Analysis
According to FDIC financial data, FIRST HORIZON BANK holds a Tier 1 capital ratio of 11.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST HORIZON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST HORIZON BANK shows strong financial health indicators. With $81.9B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST HORIZON BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST HORIZON BANK holds $81.9B in total assets and $65.4B in total deposits. It is located in MEMPHIS, TENNESSEE (FDIC Certificate #4977).
FIRST HORIZON BANK has a Tier 1 capital ratio of 11.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.94%, and the return on assets is 1.42%.
Yes. FIRST HORIZON BANK is FDIC-insured (Certificate #4977). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.