FIRST FOUNDATION BANK
IRVINE, CALIFORNIA · FDIC Cert #58647
Capital & Safety Analysis
According to FDIC financial data, FIRST FOUNDATION BANK holds a Tier 1 capital ratio of 11.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FOUNDATION BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FOUNDATION BANK shows strong financial health indicators. With $13.7B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FOUNDATION BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FOUNDATION BANK holds $13.7B in total assets and $10.8B in total deposits. It is located in IRVINE, CALIFORNIA (FDIC Certificate #58647).
FIRST FOUNDATION BANK has a Tier 1 capital ratio of 11.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.06%.
Yes. FIRST FOUNDATION BANK is FDIC-insured (Certificate #58647). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.