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BankHealth

FIRST FINANCIAL NW BANK

RENTON, WASHINGTON · FDIC Cert #29058

B
Health Score
76/100
$1.4B
Total Assets
$1.1B
Total Deposits
15.39%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FINANCIAL NW BANK holds a Tier 1 capital ratio of 15.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FINANCIAL NW BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.41%
Nonperforming Loans
Low — healthy loan portfolio
15.35%
Liquidity Ratio
Adequate liquidity
0.21%
Return on Assets
Low profitability
$1.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FINANCIAL NW BANK shows strong financial health indicators. With $1.4B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FINANCIAL NW BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 15.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FINANCIAL NW BANK holds $1.4B in total assets and $1.1B in total deposits. It is located in RENTON, WASHINGTON (FDIC Certificate #29058).

FIRST FINANCIAL NW BANK has a Tier 1 capital ratio of 15.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 0.21%.

Yes. FIRST FINANCIAL NW BANK is FDIC-insured (Certificate #29058). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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