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BankHealth

FIRST FINANCIAL BANK NA

TERRE HAUTE, INDIANA · FDIC Cert #4382

A
Health Score
86/100
$4.9B
Total Assets
$4.2B
Total Deposits
13.44%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FINANCIAL BANK NA holds a Tier 1 capital ratio of 13.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FINANCIAL BANK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.50%
Nonperforming Loans
Low — healthy loan portfolio
26.23%
Liquidity Ratio
Strong — can meet withdrawal demands
1.15%
Return on Assets
Profitable — earning well on assets
$4.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FINANCIAL BANK NA shows strong financial health indicators. With $4.9B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FINANCIAL BANK NA has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FINANCIAL BANK NA holds $4.9B in total assets and $4.2B in total deposits. It is located in TERRE HAUTE, INDIANA (FDIC Certificate #4382).

FIRST FINANCIAL BANK NA has a Tier 1 capital ratio of 13.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.15%.

Yes. FIRST FINANCIAL BANK NA is FDIC-insured (Certificate #4382). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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