FIRST FARMERS NB OF WAURIKA
WAURIKA, OKLAHOMA · FDIC Cert #4222
Capital & Safety Analysis
According to FDIC financial data, FIRST FARMERS NB OF WAURIKA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST FARMERS NB OF WAURIKA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST FARMERS NB OF WAURIKA shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FARMERS NB OF WAURIKA has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FARMERS NB OF WAURIKA holds $52M in total assets and $45M in total deposits. It is located in WAURIKA, OKLAHOMA (FDIC Certificate #4222).
FIRST FARMERS NB OF WAURIKA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.22%.
Yes. FIRST FARMERS NB OF WAURIKA is FDIC-insured (Certificate #4222). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.