FIRST FARMERS&MERCHANTS STB
GRAND MEADOW, MINNESOTA · FDIC Cert #15621
Capital & Safety Analysis
According to FDIC financial data, FIRST FARMERS&MERCHANTS STB holds a Tier 1 capital ratio of 10.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FARMERS&MERCHANTS STB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FARMERS&MERCHANTS STB shows strong financial health indicators. With $91M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FARMERS&MERCHANTS STB has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 10.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FARMERS&MERCHANTS STB holds $91M in total assets and $73M in total deposits. It is located in GRAND MEADOW, MINNESOTA (FDIC Certificate #15621).
FIRST FARMERS&MERCHANTS STB has a Tier 1 capital ratio of 10.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.13%.
Yes. FIRST FARMERS&MERCHANTS STB is FDIC-insured (Certificate #15621). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.