FIRST FARMERS BANK&TRUST CO
CONVERSE, INDIANA · FDIC Cert #12839
Capital & Safety Analysis
According to FDIC financial data, FIRST FARMERS BANK&TRUST CO holds a Tier 1 capital ratio of 11.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FARMERS BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FARMERS BANK&TRUST CO shows strong financial health indicators. With $3.2B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FARMERS BANK&TRUST CO has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FARMERS BANK&TRUST CO holds $3.2B in total assets and $2.6B in total deposits. It is located in CONVERSE, INDIANA (FDIC Certificate #12839).
FIRST FARMERS BANK&TRUST CO has a Tier 1 capital ratio of 11.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.97%, and the return on assets is 1.19%.
Yes. FIRST FARMERS BANK&TRUST CO is FDIC-insured (Certificate #12839). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.