FIRST DAKOTA NATIONAL BANK
YANKTON, SOUTH DAKOTA · FDIC Cert #4028
Capital & Safety Analysis
According to FDIC financial data, FIRST DAKOTA NATIONAL BANK holds a Tier 1 capital ratio of 10.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST DAKOTA NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST DAKOTA NATIONAL BANK shows strong financial health indicators. With $2.9B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST DAKOTA NATIONAL BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST DAKOTA NATIONAL BANK holds $2.9B in total assets and $2.6B in total deposits. It is located in YANKTON, SOUTH DAKOTA (FDIC Certificate #4028).
FIRST DAKOTA NATIONAL BANK has a Tier 1 capital ratio of 10.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.36%.
Yes. FIRST DAKOTA NATIONAL BANK is FDIC-insured (Certificate #4028). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.