FIRST CITIZENS BANK OF BUTTE
BUTTE, MONTANA · FDIC Cert #22502
Capital & Safety Analysis
According to FDIC financial data, FIRST CITIZENS BANK OF BUTTE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST CITIZENS BANK OF BUTTE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST CITIZENS BANK OF BUTTE shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CITIZENS BANK OF BUTTE has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CITIZENS BANK OF BUTTE holds $79M in total assets and $55M in total deposits. It is located in BUTTE, MONTANA (FDIC Certificate #22502).
FIRST CITIZENS BANK OF BUTTE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.21%.
Yes. FIRST CITIZENS BANK OF BUTTE is FDIC-insured (Certificate #22502). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.