FIRST BANK RICHMOND
RICHMOND, INDIANA · FDIC Cert #28533
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK RICHMOND holds a Tier 1 capital ratio of 12.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK RICHMOND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK RICHMOND shows strong financial health indicators. With $1.5B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK RICHMOND has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 12.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK RICHMOND holds $1.5B in total assets and $1.1B in total deposits. It is located in RICHMOND, INDIANA (FDIC Certificate #28533).
FIRST BANK RICHMOND has a Tier 1 capital ratio of 12.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 0.78%.
Yes. FIRST BANK RICHMOND is FDIC-insured (Certificate #28533). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.