FIRST BANK OF THOMAS
THOMAS, OKLAHOMA · FDIC Cert #4209
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF THOMAS holds a Tier 1 capital ratio of 30.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF THOMAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF THOMAS shows strong financial health indicators. With $51M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF THOMAS has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 30.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF THOMAS holds $51M in total assets and $44M in total deposits. It is located in THOMAS, OKLAHOMA (FDIC Certificate #4209).
FIRST BANK OF THOMAS has a Tier 1 capital ratio of 30.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.18%, and the return on assets is 0.97%.
Yes. FIRST BANK OF THOMAS is FDIC-insured (Certificate #4209). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.