FIRST BANK OF BERNE
BERNE, INDIANA · FDIC Cert #9288
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF BERNE holds a Tier 1 capital ratio of 11.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF BERNE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF BERNE shows strong financial health indicators. With $1.1B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF BERNE has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF BERNE holds $1.1B in total assets and $942M in total deposits. It is located in BERNE, INDIANA (FDIC Certificate #9288).
FIRST BANK OF BERNE has a Tier 1 capital ratio of 11.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.74%, and the return on assets is 1.30%.
Yes. FIRST BANK OF BERNE is FDIC-insured (Certificate #9288). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.