FIRST BANK OF ALABAMA
TALLADEGA, ALABAMA · FDIC Cert #2832
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF ALABAMA holds a Tier 1 capital ratio of 12.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF ALABAMA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF ALABAMA shows strong financial health indicators. With $1.1B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF ALABAMA has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF ALABAMA holds $1.1B in total assets and $980M in total deposits. It is located in TALLADEGA, ALABAMA (FDIC Certificate #2832).
FIRST BANK OF ALABAMA has a Tier 1 capital ratio of 12.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.73%, and the return on assets is 1.68%.
Yes. FIRST BANK OF ALABAMA is FDIC-insured (Certificate #2832). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.