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BankHealth

FINEMARK NATIONAL BANK&TRUST

FORT MYERS, FLORIDA · FDIC Cert #58486

A
Health Score
92/100
$4.1B
Total Assets
$3.0B
Total Deposits
17.26%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FINEMARK NATIONAL BANK&TRUST holds a Tier 1 capital ratio of 17.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FINEMARK NATIONAL BANK&TRUST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
32.02%
Liquidity Ratio
Strong — can meet withdrawal demands
0.15%
Return on Assets
Low profitability
$3.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FINEMARK NATIONAL BANK&TRUST shows strong financial health indicators. With $4.1B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FINEMARK NATIONAL BANK&TRUST has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FINEMARK NATIONAL BANK&TRUST holds $4.1B in total assets and $3.0B in total deposits. It is located in FORT MYERS, FLORIDA (FDIC Certificate #58486).

FINEMARK NATIONAL BANK&TRUST has a Tier 1 capital ratio of 17.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.15%.

Yes. FINEMARK NATIONAL BANK&TRUST is FDIC-insured (Certificate #58486). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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