FARMERS&MERCHANTS STB APPLET
APPLETON, MINNESOTA · FDIC Cert #8845
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS STB APPLET holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FARMERS&MERCHANTS STB APPLET to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS STB APPLET shows some financial weakness with a Health Score of 45/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS STB APPLET has a Bank Health Score of D (45/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS STB APPLET holds $64M in total assets and $51M in total deposits. It is located in APPLETON, MINNESOTA (FDIC Certificate #8845).
FARMERS&MERCHANTS STB APPLET has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.81%, and the return on assets is 2.14%.
Yes. FARMERS&MERCHANTS STB APPLET is FDIC-insured (Certificate #8845). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.