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BankHealth

FALL RIVER FIVE CENTS SB

FALL RIVER, MASSACHUSETTS · FDIC Cert #23286

B
Health Score
70/100
$1.9B
Total Assets
$1.3B
Total Deposits
11.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FALL RIVER FIVE CENTS SB holds a Tier 1 capital ratio of 11.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FALL RIVER FIVE CENTS SB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.22%
Nonperforming Loans
Low — healthy loan portfolio
16.70%
Liquidity Ratio
Adequate liquidity
0.49%
Return on Assets
Low profitability
$1.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FALL RIVER FIVE CENTS SB shows strong financial health indicators. With $1.9B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FALL RIVER FIVE CENTS SB has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FALL RIVER FIVE CENTS SB holds $1.9B in total assets and $1.3B in total deposits. It is located in FALL RIVER, MASSACHUSETTS (FDIC Certificate #23286).

FALL RIVER FIVE CENTS SB has a Tier 1 capital ratio of 11.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 0.49%.

Yes. FALL RIVER FIVE CENTS SB is FDIC-insured (Certificate #23286). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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