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BankHealth

EVERBANK NATIONAL ASSN

JACKSONVILLE, FLORIDA · FDIC Cert #34775

B
Health Score
77/100
$39.4B
Total Assets
$29.3B
Total Deposits
13.52%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EVERBANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EVERBANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

1.88%
Nonperforming Loans
Moderate — some loan stress
26.62%
Liquidity Ratio
Strong — can meet withdrawal demands
0.82%
Return on Assets
Low profitability
$29.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EVERBANK NATIONAL ASSN shows strong financial health indicators. With $39.4B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EVERBANK NATIONAL ASSN has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EVERBANK NATIONAL ASSN holds $39.4B in total assets and $29.3B in total deposits. It is located in JACKSONVILLE, FLORIDA (FDIC Certificate #34775).

EVERBANK NATIONAL ASSN has a Tier 1 capital ratio of 13.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.88%, and the return on assets is 0.82%.

Yes. EVERBANK NATIONAL ASSN is FDIC-insured (Certificate #34775). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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