EMIGRANT BANK
MIAMI, FLORIDA · FDIC Cert #57083
Capital & Safety Analysis
According to FDIC financial data, EMIGRANT BANK holds a Tier 1 capital ratio of 20.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EMIGRANT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EMIGRANT BANK shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EMIGRANT BANK has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 20.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EMIGRANT BANK holds $6.3B in total assets and $4.6B in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #57083).
EMIGRANT BANK has a Tier 1 capital ratio of 20.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.99%, and the return on assets is 0.69%.
Yes. EMIGRANT BANK is FDIC-insured (Certificate #57083). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.